I couldn't find the dividend tracker I wanted. So I built it.

DivTrkr is a free tool for people building toward financial independence on dividend income — made by someone doing exactly that.

It started with a messy spreadsheet

I've been a dividend investor since around 2014. By background I'm a network engineer and an Air Force veteran; dividend investing is a conviction I came to on my own. The appeal, for me, was always the same: build a portfolio that pays you whether or not you're paying attention, and let that income carry you to financial independence.

The problem was tracking it. For years I ran the whole thing out of a spreadsheet — holdings, ex-dividend dates, yield on cost, projected income, all updated by hand. It worked, technically. It was also tedious, easy to get wrong, and it never showed me the one thing I actually cared about: how close was the dividend income getting to covering my expenses?

I looked for a tool that just did this well. Most were either bloated trading platforms where dividends were an afterthought, or they were locked behind a subscription before you could see a single number. Nothing was simple, focused, and free for the part that matters.

So in 2024 I built DivTrkr — the tool I'd wanted the whole time. Connect your brokerage, see your real dividend income, watch it grow toward the number that sets you free. That's the entire idea.

Four tools, one goal

Everything in DivTrkr exists to answer one question: is your dividend income on track?

Three things we won't compromise on

Who writes and builds this

Michael Velasco

Founder & writer, DivTrkr

Michael is a dividend investor of more than a decade — a network engineer and Air Force veteran who built DivTrkr to scratch his own itch. He writes the DivTrkr Learn guides, where he focuses on turning dividend math into plain English for self-directed investors. He is not a registered financial advisor — his work is education, drawn from his own experience on the path to financial independence.

You'll see Michael's byline across the Learn guides — start with what dividends are if you're new to all this.

Questions, feedback, or just want to say hello?

DivTrkr is a small, independent project, and real people read every message. Whether you've found a bug, have an idea, or want to share a dividend milestone, get in touch.

divtrkr@gmail.com